2023年Credit,Cards,on,Campus英语四级作文,菁选3篇（范文推荐）

CreditCardsonCampus英语四级作文1　　Recently,inordertoextendbusinesstouniversitycampus,somebanksoffercredit下面是小编为大家整理的2023年Credit,Cards,on,Campus英语四级作文,菁选3篇（范文推荐）,供大家参考。

Credit Cards on Campus英语四级作文1

　　Recently, in order to extend business to university campus, some banks offer credit cards to college students. Many people worry that credit cards may do harm to students, while others don"t think so. In my opinion, credit cards are good for students if they are used appropriately.

　　First, when a student uses credit cards, he needn"t bring much cash with him every day. And the less cash he brings, the less he needs to worry about being stolen. Second, using credit cards can minimize the chances of receiving forged notes. Students are not quite good at distinguishing forged notes, and thus often become victims of coiners. If they use credit cards, it will be very possible for them to avoid receiving forged notes because they don"t need to get the changes. Third, using credit cards can help students to know more about "credit". If they don"t repay their credit account in time, they will have to pay more interests and what"s worse, they will get a bad credit record which will bring inconvenience to them in the future.

　　Therefore, I believe that credit cards will not bring harm to students if used reasonably.

Credit Cards on Campus英语四级作文2

　　Credit Cards Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as plastic money, are being offered on very good terms to encourage the change.

　　Consumers will be able to buy now, pay later, and many see this as an advantage. But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　However, used wisely credit cards can improve the quality of peoples lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

Credit Cards on Campus英语四级作文3

　　Now more and more people use credit card, credit card has become our the indispensable part in life. On the one hand, credit card can make our life more convenient, for instance in times of emergency providing for convenience. On the other hand, it can make us consume advancely , higher quality of life.Especially for our college students, it is more popular.

　　However the credit card also has its disadvantage side, for example, many people use overruns but couldn"t return. In addition, it also easily to encourage useless consumption.

　　Personally, I think we need use credit card rationally. Don"t use it as far as possible overdraws massively. What"s more , wo must return back it , in order to avoid has the disadvantageous influence for us. Only the rational use, the credit card can the key time displays its key the function .

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